OnDeck Lines of Credit

Up to $100,000 and APRs as low as 13.99%¹

Flexible Working Capital

How it works: Draw the cash you need directly into your business checking account at any time. Only pay interest on what you draw. Pay back your balance early any time.

Use Your Line of Credit to:

•  Manage accounts receivable gaps
•  Take advantage of new opportunities
•  Manage unexpected expenses

Lines of Credit FAQs


  • Companies in business at least 1 year
  • $100,000+ in gross annual revenue
  • A majority owner with a 600+ personal credit score

¿Cuáles son sus tasas?

  • Rates as low as 13.99% APR¹
  • Los montos y las tasas de su línea se basarán en nuestra evaluación de su negocio junto con su crédito personal y empresarial

¿Cómo devuelvo el dinero?

  • Pagos semanales fijos
  • Automatically deducted from your business bank account, so you don’t have to worry about missing due dates

¿Hay gastos?

  • $20 monthly maintenance fee, which is waived for 6 months if you draw $5,000 or more in the first five days after opening your account
  • No hay gastos por retirar dinero

¹Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with OnDeck.  The weighted average rate for lines of credit is 32.1% APR. Weighted averages are based on loans originated in quarter ending June 30, 2017.

Rate Definitions
Simple Interest: Total interest you will pay, and given as a percentage of the amount borrowed, excluding fee
Annual Interest Rate: The interest rate in annualized terms, excluding fees
Annual Percentage Rate: The interest rate in annualized terms, including fees

Sample $10,000 Draw and Payback

Based on a 19.99% APR

Pay off your balance in 1 week
for a total repayment of $10,038.44

Pay off your balance in 6 months
for a total repayment of $10,527.27

Nota: según la ubicación de su empresa, su préstamo se originará en virtud de las leyes de Virginia o Utah.

Una aplicación para todas las opciones de financiación de OnDeck

Or call a loan advisor at (888) 996-1445


Ben Bohen line of credit
My friends and I started Waterfront Wines about a year and a half ago. We hadn’t had too much experience with lenders, but OnDeck has set the bar pretty high. Our sales rep was prompt, courteous and honest. With the money we were able to invest in the business, we’re trending towards 25% growth this year.

Benjamin Bohen
Waterfront Wines & Spirits
Brooklyn, NY


Estamos logrando un cambio en el financiamiento de las empresas pequeñas.