Solicite en línea en minutos
Reciba los fondos en tan solo 24 horas
Obtenga ayuda de especialistas en préstamos dedicados

 

Get to Know Our Small Business Loans

Terms Loans up to $500,000

  • 9.99%
    Lowest Annual Interest Rate (AIR)¹

  • 3-36 Month Terms
    Short- and long-term payback

  • One-Time Origination Fee
    2.5-4% of loan amount

Grow and Invest in Your Business.
Compras y proyectos de fondos que permiten que su negocio avance.

You could:
  • Comprar y beneficiarse con un acuerdo de inventario por comprar al por mayor
  • Invertir en su presencia en línea
  • Por último, abrir esa nueva ubicación que ha estado mirando

Lines of Credit up to $100,000

  • 13.99%
    Lowest Annual Percentage Rate (APR)¹

  • Flexible Revolving Lines
    Only pay interest on what you draw

  • Monthly Maintenance Fee
    $20/month, waived with $5,000 initial draw²

Keep Your Business Running Smoothly.
Administrar sus necesidades de capital circulante, tanto planificadas como no planificadas.

You could:
  • Aprovechar las nuevas oportunidades de compra
  • Estar listo para las oportunidades o los costos inesperados
  • Financiar compras que no puede cargar en su tarjeta de crédito

¹Eligibility for the lowest rates is very limited, available only to businesses with the strongest creditworthiness and cash flows, and typically businesses that have shown an excellent payment history on prior loan products with OnDeck. The weighted average rate for term loans is 24.6% simple interest and 42.5% AIR; weighted average for lines of credit is 32.1% APR. Weighted averages are based on loans originated in quarter ending June 30, 2017.

²Fee is waived for 6 months, $5,000 initial draw must be within 5 days of opening account


Rate Definitions
Simple Interest: Total interest you will pay, and given as a percentage of the amount borrowed, excluding fee
Annual Interest Rate: The interest rate in annualized terms, excluding fees
Annual Percentage Rate: The interest rate in annualized terms, including fees

¿Usted Califica?

OnDeck reviews applications from business owners with at least 1 year in business, but our median customer has been in business 7 years.


Your business should earn a minimum of $100,000 in gross annual revenue. Typical gross revenues exceed $450,000.


The minimum allowed personal credit score of a business owner is 500, but the majority have scores of 660 and higher.

Minimum requirements to apply: Many of our financing options require a minimum of 1 year in business and $100,000 in gross annual revenue. OnDeck serves over 700 industries, so it’s likely that we’re able to work with you. 
Just in case, here is a list of the few industries we can't serve

Ready to Unlock Opportunity?

Solicitar ahora

The OnDeck Advantage®: Benefits for Your Business.

We've learned a thing or two by working with more than 70,000 business owners just like you. With OnDeck, you don't just get money in your pocket, you also get credit resources, renewal benefits and, best of all, peace of mind.

Easy Application, Fast Funding

Apply through our secure platform, get approved as quickly as within a few hours, and see money in the bank in as fast as one business day

Two Guys Autobody business loans
"El proceso de OnDeck fue muy ágil. Los llamé, les dije lo que quería hacer, completé algunos papeles y en un par de días tuve el dinero depositado en mi cuenta bancaria. Sin dudarlo, recomendaría OnDeck a cualquier pequeña empresa que desea crecer. Ha sido muy bueno para nosotros, mi negocio ha crecido un 59 % desde que empecé a trabajar con OnDeck".

Johnny Burns
Two Guys Autobody Supplies
Florence, AL

Build Good Credit

It doesn't matter if you’ve recently started your business or have been around for years, building a solid business credit profile is an important step to make sure you have access to all the financing options you need to build a thriving business. We help you build business credit by reporting your good payment history to the appropriate business credit bureaus. You can also work with one of our Credit Specialists, who can help you navigate things like Secretary of State filings. Learn more about the importance of business credit by visiting our Small Business Center.

Vortic Watch Company business loans

“Companies like OnDeck are so important – they help you build your business credit while removing stressful ups and downs in cash flow, which is really helpful for businesses like mine. Last year we made about 300 watches, and this year we’ll make over 1,000 thanks to funding from OnDeck.”
RT Custer
The Vortic Watch Company
Fort Collins, CO

En cualquier momento, en cualquier lugar

We offer great service both online or offline—it's your choice. You can access your account via your customer portal or mobile app at any time of day or night, whether you want to check your balance, make a payment or find out when you’re eligible to renew. Or, if you prefer speaking with a real person, you can talk to Customer Service six days a week.

OnDeck Customer Portal business loans
For illustrative purposes only

Beneficios de lealtad

We want to be there for you, now and in the future. That’s why we offer discounts on fees on renewal loans; as well as the ability to qualify for lower pricing with each subsequent business loan.

"Cada vez que tomé un préstamo con OnDeck, la tasa de interés bajó, y me gusta que puedo pagar mi préstamo de a poco cada día. La financiación me ayudó a mejorar mi publicidad y manejar mi flujo de caja".

Christopher Dutka
Christopher’s Kitchen
Morganville, NJ

 

A Dedicated Advisor

From the very first call, your loan specialist is always there for you. OnDeck Loan Specialists work with business owners like you every day, so they’ll be able to answer questions about business loans, industry challenges, and picking the best financing for your situation.

Loan Specialist Darcy business loans
Darcy M.
Loan Specialist
New York, NY